Charles specializes in building lasting relationships with new and existing financial professionals, and has varied client experience in estate and business owner planning prior to joining Penn Mutual. He is a registered representative of HTK, holds his CLU® designation and has his FINRA series 6 and 63 licenses. In addition, he is an active member of the local Estate Planning Council. Charles holds his bachelors degree in Social Science from the University of California, Irvine. He currently lives in Tustin, California with his wife Hana and their two children.